From inside credit meetings
We've sat in credit meetings and watched a loan get approved that everyone had doubts about.
About Debt Champions
We've seen both sides of a loan.
Most consultants have only seen one. They've sat on the lender's side, reviewing portfolios from a spreadsheet, or on the borrower's side, coaching people through debt they didn't fully understand. We've done both, for over a decade.
Our story
That's not a tagline. It's where Debt Champions comes from.
From the recovery desk
We've chased arrears at month-end and seen how a quick follow-up saves a portfolio that a slow one loses.
From across the table
We've also sat across from someone drowning in four different loans, who just needed one person to help them see which to pay first.
What we believe
A bad loan rarely starts with a missed payment.
It starts earlier, in a policy nobody updated, a call that came too late, a budget that never existed.
Fix that earlier moment, on either side of the loan, and you rarely need heroics to fix what comes after.
What we do
Four things, under one roof
Credit & Risk Advisory
For institutions that need stronger lending systems.
Personal Finance & Debt Coaching
For people who need a clear way out.
Strategic & Corporate Finance Consulting
For businesses that need sharper numbers.
Corporate Training
For organizations that need their people to actually know this stuff.
We look before we advise.
We build around your real numbers, not a template.
We teach your team to do it themselves.
We stay long enough to see it work.
What we stand for
Five values, one standard
Excellence
We'd rather do less, well, than more, loosely.
Innovation
We don't default to “that's how it's always been done.”
Integrity
We tell you what we see, not what's comfortable.
Partnership
We work with you, not just for you.
Empowerment
Our job is done when you no longer need us for that problem.
Who's behind it
Backed by a Multidisciplinary Advisory Board
Debt Champions is guided by a board, not one voice. Every recommendation gets more than one pair of eyes before it reaches you.
Vincent MunderuBoard Director & Founder, Credit & Strategic Advisor
Ruth NdichuBoard Director, Legal and Regulatory Advisory
Joseph NgunjiriBoard Director, Human Capital & HR Systems
Phinehas WanjohiBoard Director, Risk and Finance Advisory
Harun Musee KatusyaBoard Director, Strategic Leadership Advisor
Take the First Step Toward Financial Control
Financial stress doesn't resolve itself with time. It resolves with a structured plan.